Flower Mound TX New Build FAQ

A list of Frequently Asked Questions a home buyer should ask when looking for a new construction home for sale in Flower Mound, Texas.

Flower Mound New Build Home FAQs

New build homes can be awesome… and also full of fine print. These FAQs cover the most common questions buyers ask when purchasing a new build in Flower Mound, Texas—especially the ones that matter *before* you walk into a model home.

Quick warning that saves people headaches: the builder’s on-site rep represents the builder. If you want a real estate agent representing you, get your agent involved before your first visit so you’re registered correctly and protected from day one.

Do I really need a real estate agent for a new build?

Yes—because the builder’s sales rep works for the builder. Your agent helps you compare communities, analyze incentives, avoid contract traps, choose lots wisely, coordinate inspections, and advocate through closing and warranty.

What happens if I visit a model home without my agent?

Many builders require you to register your agent on your first visit. If you don’t, the builder may refuse to recognize your agent later. That can mean less protection and less negotiation help when it matters most.

Can I add my agent after I’ve already toured or signed in?

Sometimes, but it depends on the builder’s registration policy and what you signed. The safe move is to involve your agent before the first visit.

Does using an agent cost me more on a new build?

In most cases, no. Builder pricing typically doesn’t drop because you skip representation. You’re usually giving up guidance and leverage—without saving money.

What should I bring to my first model home visit?
  • Your agent’s contact info (or bring your agent with you)
  • Pre-approval or a clear budget range
  • Must-have list (beds/baths, office, garage, yard, schools, commute)
  • Questions about incentives, timeline, HOA, and lot premiums
How do builder incentives work (closing costs, rate buy-downs, upgrades)?

Incentives often come with rules—like using a preferred lender, closing by a specific date, or buying certain inventory homes. Your agent helps compare the true net cost (price + fees + rate + credits), not just the headline offer.

Should I use the builder’s preferred lender?

Sometimes it’s beneficial, sometimes it’s expensive in disguise. If incentives require a preferred lender, compare at least one outside lender so you can measure total cost (rate, points, lender fees, and credits).

Can I negotiate price on a new build in Flower Mound?

Builders often negotiate through incentives more than price—especially on to-be-built homes. On quick move-ins, you may have more leverage depending on inventory levels and timing (month/quarter-end can matter).

What costs should I expect beyond the base price?
  • Lot premiums (corner lots, greenbelt lots, larger lots)
  • Structural options (room extensions, extra garage bay, covered patio)
  • Design center selections (flooring, cabinets, countertops, lighting)
  • Landscaping/irrigation and backyard finish-out
  • Window coverings, appliances (if not included), gutters, fencing
  • HOA dues and any community-specific fees
How much are deposits on new builds, and are they refundable?

Deposits vary by builder and stage. Some become non-refundable quickly (especially after options are ordered). Make sure refund terms are clearly written in the contract and addenda before you sign.

When do I lock my interest rate on a new build?

Rate locks depend on your timeline—quick move-ins may lock sooner, while longer builds may need extended locks (often with fees). Your agent and lender can coordinate a lock strategy based on estimated completion and risk buffer.

What if interest rates change while my home is being built?

That’s a real risk on longer builds. Some builders/lenders offer float-down options; others don’t. Plan for rate movement, keep reserves, and avoid stretching to the maximum approval amount.

Will my property taxes be higher on a new build?

Often yes, because taxes are based on improved property value. Early estimates sometimes show land-only or partial assessments. Confirm how taxes are estimated for escrow so you aren’t surprised after closing.

How long does it take to build a new home?

Timelines vary by builder, phase, permits, and weather. Quick move-ins can close fast; to-be-built homes commonly take months. Treat the timeline as an estimate and plan flexibility for delays.

What is a “quick move-in” home?

A home already under construction (or complete) with pre-selected finishes. It’s usually faster to close and may come with stronger incentives, but you’ll have less customization.

Can the builder change features or materials during construction?

Some contracts allow substitutions for availability. Review what the builder can change without your approval and keep everything in writing. Your agent helps you document selections and confirm what’s included.

What does “options deadline” mean?

It’s the date you must finalize structural/design choices. After that, changes may be limited, expensive, or impossible. Miss the deadline and you may lose certain customization opportunities.

How do I choose the right lot?
  • Sun orientation (heat exposure, backyard shade, afternoon sun)
  • Traffic/noise (arterial roads, intersections, community amenities)
  • Privacy (rear neighbors, two-story behind you)
  • Future development (what can be built next to/behind you)
  • Drainage/easements and utility placements
What is a lot premium and is it worth it?

A lot premium is an extra cost for a more desirable lot (greenbelt, corner, cul-de-sac, larger size, view). Sometimes it’s worth it for privacy and future resale appeal; sometimes it’s overpriced hype. We evaluate it case-by-case.

How can I verify what will be built around my lot later?

Ask for community maps, future phase plans, and any public planning info that applies. “Empty land” is not a permanent feature. Your agent helps you ask the right questions and document what you’re told.

What should I look for in the HOA documents?
  • Rental restrictions and lease terms
  • Parking rules, driveway use, and commercial vehicle limits
  • Fence types/heights and backyard requirements
  • Exterior paint approvals and landscaping standards
  • Fees, special assessments, and amenity rules
Can HOA rules affect adding a pool, patio, or outdoor kitchen?

Yes. Many HOAs require approval for major exterior changes. Verify setback rules, fencing, and design guidelines before you assume you can add features later.

Should I get inspections on a brand-new home?

Yes. New doesn’t mean flawless. Many buyers do a pre-drywall inspection (if allowed) and a final inspection prior to closing. It’s one of the best ways to catch issues early and document repairs.

What is a pre-drywall inspection and why does it matter?

It happens before insulation/drywall goes up, so an inspector can see framing, electrical, plumbing, and HVAC rough-ins. Fixing issues is usually easier (and cheaper) at this stage.

Can the builder refuse my inspector?

Policies vary. Some allow inspections with notice; some restrict timing or access. Confirm inspection rights in writing before you sign. Your agent helps you understand what’s permitted and how to schedule it.

What is a punch list?

A written list of items to fix (paint touch-ups, missing hardware, misaligned doors, cosmetic flaws, etc.) created during walkthrough. Your agent helps document it clearly so nothing “mysteriously disappears” later.

What does the builder warranty typically cover?

Coverage varies, but many warranties include a short-term workmanship period, a systems period (mechanicals), and longer structural coverage. Read the warranty booklet and know how to submit claims, deadlines, and exclusions.

What are common warranty exclusions buyers should know?
  • Cosmetic wear and tear after move-in
  • Landscaping changes, drainage caused by homeowner modifications
  • Normal settling beyond stated tolerances
  • Damage from third-party installs (like after-market fixtures)
How does appraisal work on a new build?

Appraisal typically happens near completion. If the appraisal comes in low, builders don’t always reduce price the way resale sellers might. This is where choosing the right comps, incentives, and strategy matters.

What happens at the final walkthrough?

You and your agent inspect the finished home, verify included items, and document anything incomplete or defective. That punch list is your leverage—use it carefully before you close.

Can I delay closing if items aren’t finished?

Sometimes, but builder contracts can be strict. The best approach is documenting issues clearly and negotiating completion/repair commitments. Your agent helps protect you from closing on unresolved problems when possible.

Do I need a survey for a new build?

Often yes, especially to confirm lot boundaries, easements, and improvements. Ask what the builder provides and what your lender/title requires.

What should I verify about utilities and internet?
  • Which providers serve the community (internet, cable, phone)
  • Gas vs. electric appliances and HVAC
  • Sprinkler/irrigation coverage and backyard landscaping scope
  • Trash/recycling rules and pickup schedules (often HOA-managed)
Are window coverings and appliances included?

Often partial. Some packages include appliances; many do not include blinds or a fridge. Verify what’s included on your specific home, not the model home.

What should I know about energy efficiency and HVAC sizing?

Ask about insulation type, window specs, HVAC zones, and whether the home has fresh-air intake features. Efficiency is great—but comfort depends on correct sizing and good installation.

Will upgrades increase my resale value?

Some do (layout/structural upgrades, functional features), and some are mostly personal taste. Your agent can help prioritize upgrades that are useful to future buyers and avoid overspending on trendy finishes.

Should I buy at the start of a community phase or near the end?

Early phases offer the best lot selection but may have construction around you for years. Later phases can have fewer choices but more predictable surroundings. We balance selection vs. disruption based on your lifestyle.

Is the builder contract negotiable?

Many builders keep contracts mostly standard, but some terms can be influenced through addenda, incentives, or selections. Your agent helps you understand what’s flexible and what’s a hard “no.”

What deadlines can cause me to lose deposit money?

Missed financing timelines, option deadlines, or failure to close by the contract date can trigger penalties. The key is understanding the timeline early and staying ahead of lender and documentation requirements.

What should I do if the builder tells me something verbally?

Treat verbal statements as “interesting but not real” until they’re in writing. If it matters—price, incentives, finishes, lot boundaries, timelines—get it documented.

What are the top 5 things I should do before I sign anything?
  • Bring your agent (or register them properly) before the first visit
  • Get pre-approved and understand payment scenarios (rate changes)
  • Compare incentives with full loan costs (not just credits)
  • Confirm what’s included vs. upgrades (in writing)
  • Plan your inspection strategy and walkthrough checklist

Tour Model Homes With Your Own Advocate

Touring new construction model homes can feel exciting—but also a little overwhelming. The on-site sales agent is knowledgeable and friendly, but it’s important to remember: they represent the builder’s interests, not yours.

When you bring your own real estate agent, you gain a calm, experienced guide who helps keep the conversation balanced, explains builder language clearly, and ensures your priorities stay front and center—without pressure or intimidation.

  • A steady presence during tours so you can ask questions comfortably
  • Clear explanations of contracts, timelines, and upgrade rules
  • Guidance on incentives, credits, and rate buydowns
  • Lot selection insight (sun exposure, traffic, noise, future development)
  • Inspection planning and post-contract follow-through

Think of your agent as your professional advocate—there to level the playing field and help you make confident, informed decisions throughout the new-build process.

Don’t navigate the builder’s sales process alone.

Pro tip: Even if you’ve already visited a model home, reach out anyway. Depending on the builder’s registration policy, representation may still be possible.

How Your Agent Protects You (Builder Rep vs. Your Representation)

Decision Point Builder Sales Rep Your Real Estate Agent
Contract terms Uses builder contract designed to protect builder Explains clauses, deadlines, deposits, and risk points
Incentives & pricing May promote in-house lender incentives Compares incentives across builders and negotiates strategically
Lot selection Shows available lots Evaluates location, noise, sun exposure, and resale factors
Upgrades Sells upgrade packages Helps prioritize ROI upgrades vs. “pretty but pricey” choices
Inspections May discourage extra inspections Encourages phased inspections + punch list accountability

We Are Here To Help

Get in Touch

Interested in visiting a New Development? Want to tour a Model Home? Have a question?


©2026 Copyright North DFW New Homes. All Rights Reserved.