New build homes can be awesome… and also full of fine print. These FAQs cover the most common questions buyers ask when purchasing a new build in Flower Mound, Texas—especially the ones that matter *before* you walk into a model home.
Quick warning that saves people headaches: the builder’s on-site rep represents the builder. If you want a real estate agent representing you, get your agent involved before your first visit so you’re registered correctly and protected from day one.
Yes—because the builder’s sales rep works for the builder. Your agent helps you compare communities, analyze incentives, avoid contract traps, choose lots wisely, coordinate inspections, and advocate through closing and warranty.
Many builders require you to register your agent on your first visit. If you don’t, the builder may refuse to recognize your agent later. That can mean less protection and less negotiation help when it matters most.
Sometimes, but it depends on the builder’s registration policy and what you signed. The safe move is to involve your agent before the first visit.
In most cases, no. Builder pricing typically doesn’t drop because you skip representation. You’re usually giving up guidance and leverage—without saving money.
Incentives often come with rules—like using a preferred lender, closing by a specific date, or buying certain inventory homes. Your agent helps compare the true net cost (price + fees + rate + credits), not just the headline offer.
Sometimes it’s beneficial, sometimes it’s expensive in disguise. If incentives require a preferred lender, compare at least one outside lender so you can measure total cost (rate, points, lender fees, and credits).
Builders often negotiate through incentives more than price—especially on to-be-built homes. On quick move-ins, you may have more leverage depending on inventory levels and timing (month/quarter-end can matter).
Deposits vary by builder and stage. Some become non-refundable quickly (especially after options are ordered). Make sure refund terms are clearly written in the contract and addenda before you sign.
Rate locks depend on your timeline—quick move-ins may lock sooner, while longer builds may need extended locks (often with fees). Your agent and lender can coordinate a lock strategy based on estimated completion and risk buffer.
That’s a real risk on longer builds. Some builders/lenders offer float-down options; others don’t. Plan for rate movement, keep reserves, and avoid stretching to the maximum approval amount.
Often yes, because taxes are based on improved property value. Early estimates sometimes show land-only or partial assessments. Confirm how taxes are estimated for escrow so you aren’t surprised after closing.
Timelines vary by builder, phase, permits, and weather. Quick move-ins can close fast; to-be-built homes commonly take months. Treat the timeline as an estimate and plan flexibility for delays.
A home already under construction (or complete) with pre-selected finishes. It’s usually faster to close and may come with stronger incentives, but you’ll have less customization.
Some contracts allow substitutions for availability. Review what the builder can change without your approval and keep everything in writing. Your agent helps you document selections and confirm what’s included.
It’s the date you must finalize structural/design choices. After that, changes may be limited, expensive, or impossible. Miss the deadline and you may lose certain customization opportunities.
A lot premium is an extra cost for a more desirable lot (greenbelt, corner, cul-de-sac, larger size, view). Sometimes it’s worth it for privacy and future resale appeal; sometimes it’s overpriced hype. We evaluate it case-by-case.
Ask for community maps, future phase plans, and any public planning info that applies. “Empty land” is not a permanent feature. Your agent helps you ask the right questions and document what you’re told.
Yes. Many HOAs require approval for major exterior changes. Verify setback rules, fencing, and design guidelines before you assume you can add features later.
Yes. New doesn’t mean flawless. Many buyers do a pre-drywall inspection (if allowed) and a final inspection prior to closing. It’s one of the best ways to catch issues early and document repairs.
It happens before insulation/drywall goes up, so an inspector can see framing, electrical, plumbing, and HVAC rough-ins. Fixing issues is usually easier (and cheaper) at this stage.
Policies vary. Some allow inspections with notice; some restrict timing or access. Confirm inspection rights in writing before you sign. Your agent helps you understand what’s permitted and how to schedule it.
A written list of items to fix (paint touch-ups, missing hardware, misaligned doors, cosmetic flaws, etc.) created during walkthrough. Your agent helps document it clearly so nothing “mysteriously disappears” later.
Coverage varies, but many warranties include a short-term workmanship period, a systems period (mechanicals), and longer structural coverage. Read the warranty booklet and know how to submit claims, deadlines, and exclusions.
Appraisal typically happens near completion. If the appraisal comes in low, builders don’t always reduce price the way resale sellers might. This is where choosing the right comps, incentives, and strategy matters.
You and your agent inspect the finished home, verify included items, and document anything incomplete or defective. That punch list is your leverage—use it carefully before you close.
Sometimes, but builder contracts can be strict. The best approach is documenting issues clearly and negotiating completion/repair commitments. Your agent helps protect you from closing on unresolved problems when possible.
Often yes, especially to confirm lot boundaries, easements, and improvements. Ask what the builder provides and what your lender/title requires.
Often partial. Some packages include appliances; many do not include blinds or a fridge. Verify what’s included on your specific home, not the model home.
Ask about insulation type, window specs, HVAC zones, and whether the home has fresh-air intake features. Efficiency is great—but comfort depends on correct sizing and good installation.
Some do (layout/structural upgrades, functional features), and some are mostly personal taste. Your agent can help prioritize upgrades that are useful to future buyers and avoid overspending on trendy finishes.
Early phases offer the best lot selection but may have construction around you for years. Later phases can have fewer choices but more predictable surroundings. We balance selection vs. disruption based on your lifestyle.
Many builders keep contracts mostly standard, but some terms can be influenced through addenda, incentives, or selections. Your agent helps you understand what’s flexible and what’s a hard “no.”
Missed financing timelines, option deadlines, or failure to close by the contract date can trigger penalties. The key is understanding the timeline early and staying ahead of lender and documentation requirements.
Treat verbal statements as “interesting but not real” until they’re in writing. If it matters—price, incentives, finishes, lot boundaries, timelines—get it documented.
Touring new construction model homes can feel exciting—but also a little overwhelming. The on-site sales agent is knowledgeable and friendly, but it’s important to remember: they represent the builder’s interests, not yours.
When you bring your own real estate agent, you gain a calm, experienced guide who helps keep the conversation balanced, explains builder language clearly, and ensures your priorities stay front and center—without pressure or intimidation.
Think of your agent as your professional advocate—there to level the playing field and help you make confident, informed decisions throughout the new-build process.
Pro tip: Even if you’ve already visited a model home, reach out anyway. Depending on the builder’s registration policy, representation may still be possible.
| Decision Point | Builder Sales Rep | Your Real Estate Agent |
|---|---|---|
| Contract terms | Uses builder contract designed to protect builder | Explains clauses, deadlines, deposits, and risk points |
| Incentives & pricing | May promote in-house lender incentives | Compares incentives across builders and negotiates strategically |
| Lot selection | Shows available lots | Evaluates location, noise, sun exposure, and resale factors |
| Upgrades | Sells upgrade packages | Helps prioritize ROI upgrades vs. “pretty but pricey” choices |
| Inspections | May discourage extra inspections | Encourages phased inspections + punch list accountability |
We Are Here To Help
Get in Touch
Interested in visiting a New Development? Want to tour a Model Home? Have a question?

Expertise, Thoughtfulness, and Integrityr
©2026 Copyright North DFW New Homes. All Rights Reserved.